🔒 No referral fees — ever

Why this matters: Many care navigation sites earn money when you choose a specific facility. We don't. Every recommendation on this site is based solely on publicly available quality data — not who pays us.

Free · Independent · No referral fees

Clear guidance for one of life's hardest decisions.

When a loved one needs care, the options are overwhelming and the stakes are high. Kittredge Care Navigator gives you honest, unbiased information — with no financial interest in what you choose.

🔒 Our Independence Commitment

✓
No referral fees

We receive zero compensation when you choose a care provider. Many navigation sites do. We don't.

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No paid placement

Providers cannot pay to appear higher in our recommendations. Rankings are based solely on CMS quality data.

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No advertising

This site is funded by Kittredge Advisors as a free pro bono resource. No ads, no sponsors.

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All providers shown

We show all Medicare-certified providers in your area — not just those connected to a paid referral network.

Why independence matters when choosing care

Many free care navigation websites earn referral fees from care facilities — typically the equivalent of one month's rent when a family moves in. That creates a financial incentive to steer families toward facilities that pay referral fees, not necessarily the best fit for your loved one.

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The referral fee problem

Facilities that pay referral fees to navigation sites get recommended more prominently — regardless of quality. Small, independent, and nonprofit care homes that don't participate in paid networks are often invisible.

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Home care is often undervalued

Sites that earn more from facility placements may not fully explore whether staying at home with increased support is a better option — clinically and financially.

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Quality data is public

CMS Care Compare publishes quality ratings for all Medicare-certified providers. We use only this public data — no commercial relationships influence what you see.

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Your decision, your criteria

The right care choice depends on your loved one's clinical needs, your family's capacity, your budget, and your values — not on which facility has the largest marketing budget.

How Kittredge Care Navigator is different

Most family care navigation resources have commercial relationships that influence their recommendations. Here's what sets us apart.

Many care navigation sites

Commercially influenced guidance

❌Earn referral fees when families choose certain facilities
❌Show only providers in their paid referral network
❌May favor facility placement over home-based options
❌Funded by providers and advisors who pay for leads
❌Small and nonprofit care homes often excluded
Kittredge Care Navigator

Genuinely independent guidance

✓Zero referral fees — ever. No financial relationship with any provider.
✓All Medicare-certified providers shown — not just paid network members
✓Equally explores home care, assisted living, and all options
✓Free pro bono resource — funded by Kittredge Advisors
✓Quality rankings based solely on CMS Care Compare public data

Where are you in the care journey?

Tell us what's happening and we'll point you to what's most helpful right now.

Family helping elderly parent leave hospital

My parent is being discharged from the hospital

You need to understand what care comes next and how to arrange it quickly.

Home Care
Family touring senior living community garden

We're exploring senior living options

Thinking ahead about assisted living, memory care, or independent living.

Senior Living
Family having caring conversation at kitchen table

A loved one has a terminal diagnosis

Understanding hospice, palliative care, and what Medicare covers.

Hospice Care
Person researching care options late at night

I just have a question I need answered

Not sure where to start? Ask anything — no question is too basic.

Ask Anything
Most Important First Step

The single most important call you can make

Every county in America has a free, government-funded aging services agency staffed by professionals who know your local care options, can help navigate Medicaid, and provide personalized guidance at no cost. They go by different names — Aging and Disability Resource Center (ADRC), Area Agency on Aging (AAA), or similar — but they're available everywhere and they're the most important resource most families never know about.

Find Your Local Agency → eldercare.acl.gov
✓ Free to every family regardless of income
No referral fees, no commercial relationships — funded by federal and state government to serve families objectively.
✓ Real professionals with local knowledge
Caseworkers who know every care home, community program, and Medicaid option in your specific county — information no national website can replicate.
✓ Help applying for public benefits
Benefit specialists who can help families understand and apply for Medicaid, Medicare Savings Programs, and other assistance your loved one may qualify for.

How Kittredge Care Navigator helps

These tools help you understand your options and prepare for the conversations that matter most — including with the local professionals who know your community best. Use Kittredge Care Navigator alongside your local ADRC or AAA, not instead of it.

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Understanding Care

Plain-language explanations of every care level — home care, assisted living, memory care, hospice — plus a Medicare coverage quiz to check what you know.

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Care Level Assessment

8 guided questions to help you understand which level of care fits your loved one's situation and why.

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Coverage & Cost Navigator

Plain-language explanations of what Medicare and Medicaid cover — and what you'll pay out of pocket.

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Provider Selection Guide

How to read CMS quality ratings, what they mean, and what questions to ask before you decide.

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Family Care Hub

Tasks, medications, care team contacts, and appointments — shared across your whole family in one place.

Understanding Care — What You Need to Know First

Before choosing a provider or filing paperwork, two things matter most: understanding what level of care actually fits your situation, and knowing what Medicare really covers. Most families get one or both of these wrong — and it costs them.

Part 1 — Care Level Explainer

The difference between home care, assisted living, memory care, and hospice is not always obvious — and choosing the wrong level creates real problems. Here is what each level means in plain language, with real scenarios to help you recognize which fits your situation.

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Home Health Care

Skilled medical care delivered at home

A doctor-ordered service where licensed nurses and therapists come to your home to provide medical care. Medicare covers this when a person is homebound and needs skilled care such as wound care, injections, physical therapy, or medication management.

This fits if your loved one:

✓ Was recently discharged from the hospital and needs medical follow-up at home
✓ Has a wound, IV medication, or therapy needs that require a licensed nurse or therapist
✓ Is considered homebound — leaving home requires considerable effort
✓ Has a doctor who has ordered home health services

This does NOT cover:

✗ Help with bathing, cooking, or cleaning without skilled medical care
✗ 24-hour supervision or companionship
✗ Personal care only — Medicare requires a skilled medical need
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Personal Home Care

Non-medical help with daily activities at home

A privately hired or agency-provided aide who helps with daily activities — bathing, dressing, meal preparation, light housekeeping, medication reminders, and companionship. This is not medical care and Medicare does not cover it. Families pay privately, typically $25–$40 per hour.

This fits if your loved one:

✓ Can mostly manage at home but needs help with specific daily tasks
✓ Is safe at home but the family cannot be present every day
✓ Needs companionship and supervision rather than medical care
✓ Wants to remain at home and has the financial resources to pay privately

Real scenario:

Dorothy can dress herself and move around the house with a walker, but she cannot safely prepare meals or manage her medications alone. An aide who comes three mornings a week to help with breakfast, organize her pills, and do light cleaning gives her family peace of mind — and keeps her at home.

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Assisted Living

Residential community with personal care support

A residential community — typically individual apartments or rooms — where staff provide help with daily activities around the clock. Meals, housekeeping, activities, transportation, and personal care are included. Average cost is $3,500–$6,500 per month. Medicare does not cover room and board.

This fits if your loved one:

✓ Needs help with multiple daily activities and it is no longer practical at home
✓ Is isolated or lonely living alone and would benefit from community
✓ Needs more support than family can realistically provide
✓ Does not need 24-hour skilled nursing care

The key distinction from a nursing home:

Assisted living is for people who need help but are not medically complex. If your loved one needs skilled nursing care around the clock — wound management, IV medications, complex medical monitoring — a skilled nursing facility is more appropriate.

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Memory Care

Specialized care for Alzheimer's and dementia

A specialized residential environment designed specifically for people with Alzheimer's disease or other forms of dementia. Secure buildings prevent wandering, staff are trained in dementia care, and programming is designed to reduce agitation and maintain dignity. Average cost is $5,000–$8,500 per month.

This fits if your loved one:

✓ Has a diagnosis of Alzheimer's or another form of dementia
✓ Is at risk of wandering or getting lost
✓ Needs supervision that standard assisted living cannot safely provide
✓ Has behavioral symptoms — agitation, sundowning, confusion — that require specialized staff
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Skilled Nursing Facility

24-hour nursing care for complex medical needs

A licensed facility providing 24-hour nursing care for people with complex or unstable medical conditions. Often used for short-term rehabilitation after a hospital stay — Medicare covers days 1–20 fully and days 21–100 with a daily copay (approximately $200/day in 2025). Long-term nursing home care is $8,000–$12,000 per month and is not covered by Medicare.

This fits if your loved one:

✓ Was hospitalized for 3+ days and needs rehabilitation or complex medical care
✓ Has wounds, IV medications, or medical needs requiring 24-hour nursing supervision
✓ Is not stable enough to return home or to an assisted living community
✓ Needs intensive physical, occupational, or speech therapy after surgery or stroke
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Hospice Care

Comfort-focused care for terminal illness

Hospice is a philosophy of care focused on comfort, dignity, and quality of life rather than curative treatment. It is available when a doctor certifies that a person has a terminal illness with a life expectancy of six months or less if the disease runs its normal course. Medicare covers hospice fully — there is no cost to the family for hospice care itself.

What most families don't know:

✓ Hospice can be provided at home, in assisted living, or in a hospice facility
✓ Families often wait too long to choose hospice — earlier enrollment means better comfort and more family support
✓ Choosing hospice does not mean "giving up" — it means shifting the goal to quality of life
✓ Medicare covers medications, equipment, nursing visits, social work, chaplaincy, and bereavement support for the family

The most common regret families express: "We wish we had called hospice sooner." If your loved one's doctor has mentioned that curative treatment may no longer be working, it is worth having an honest conversation about hospice eligibility now.

Part 2 — Advance Care Planning

One of the most important — and most commonly delayed — steps a family can take. Having the right legal documents in place before a crisis gives families clarity and protects your loved one's wishes.

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Advance Directive (Living Will)

A legal document that records your loved one's wishes about medical treatment if they become unable to communicate — including preferences about life support, resuscitation, and comfort-focused care. Every adult should have one. Many people don't.

Why it matters now: A hospital discharge or new diagnosis is often the moment families discover no advance directive exists — and it's the worst possible time to make those decisions under pressure.
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Medical Power of Attorney (Healthcare POA)

Designates a specific person — typically a family member — to make medical decisions on your loved one's behalf if they cannot. Different from a Financial Power of Attorney. Without this document, hospitals may not be able to share information with family members or accept direction from them.

Common misconception: Being a spouse or adult child does not automatically give you legal authority to make medical decisions. A formal Medical POA document is required.
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Financial Power of Attorney

Designates someone to manage financial affairs — paying bills, managing accounts, signing contracts — if your loved one becomes incapacitated. Essential for managing care costs and applying for benefits. Without it, families may need court-appointed guardianship, which is expensive and time-consuming.

📎 Get State-Specific Forms

Advance directive and POA forms are state-specific. Use these free resources to get the right forms for your state — no attorney required for basic documents, though an elder law attorney can help with more complex situations.

Part 3 — Medicare Coverage Quiz

Most families assume Medicare covers more than it does — and that assumption leads to expensive surprises. Take this quick quiz to check what you know before you need to know it.

Part 4 — Legal Readiness Quiz

Four documents that every family should have in place before a care crisis. Check your status in under 2 minutes.

Care Level Assessment

A few guided questions to help you understand what level of care fits your loved one's situation — and why it matters.

📋 About this assessment This is a self-guided decision-support tool for families — not a clinical evaluation conducted by a professional. Results are meant to help you understand your options and prepare for conversations with doctors, social workers, and care professionals. Always involve your loved one's physician in actual care decisions. For personalized local guidance, contact your local Aging and Disability Resource Center (ADRC).

Coverage & Cost Navigator

What Medicare, Medicaid, and insurance actually cover — in plain language.

Home Care After a Hospital Stay

The key question: Was your loved one admitted or kept "under observation"?Medicare's home health benefit only applies after an inpatient stay of at least 3 days. If your loved one was kept "under observation," different rules apply. Ask the hospital billing department — it matters significantly for what you'll pay.
Type of CareMedicare CoversWhat You Pay
Skilled nursing (in-home)
Wound care, injections, therapy		✓ 100% if medically necessary and homebound$0
Home health aide
Help with bathing, dressing (with skilled care)		✓ Covered when ordered with skilled nursing$0
Physical / occupational therapy✓ Covered if ordered by doctor$0
Personal care only
Cooking, cleaning, companionship		✗ Not covered by Medicare$25–40/hour privately
24-hour home care✗ Not covered by Medicare$300–600/day out of pocket
Medical equipment
Walker, wheelchair, hospital bed		~ 80% covered (Medicare Part B)20% after deductible
What this means for most families: Medicare covers skilled medical care but not personal care and supervision. Many families pay privately for a home health aide for personal care while Medicare covers nursing visits. Ask your hospital social worker about what's included in the discharge plan.

Questions to ask the hospital before discharge

Was my loved one formally admitted or kept under observation?
Has a home health referral been submitted? To which agency?
What skilled care has been ordered and how many visits per week?
Will there be a gap between discharge and the first home health visit?
Who do I call if something goes wrong before the first visit?

Finding & Evaluating Providers

How to find providers, read quality ratings, and what questions to ask. All quality data is drawn from CMS Care Compare (Medicare.gov) — the official government source available to everyone for free.

⚠️ A note on referral networks Some care navigation websites show only providers who participate in a paid referral network. This site shows all Medicare-certified providers using only public CMS quality data. No provider has paid for placement or recommendation. Small, independent, and nonprofit care homes appear on equal footing with large chains.

Step 1 — Find Providers in Your Area

The best starting point is Medicare's official Care Compare tool. It covers every Medicare-certified home health agency, hospice provider, and nursing home in the country — with quality ratings, inspection results, and patient survey data.

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Home Health Agencies
Medicare-certified agencies providing skilled nursing and therapy at home
Search on Medicare.gov →
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Hospice Providers
Medicare-certified hospice agencies with quality ratings and family experience scores
Search on Medicare.gov →
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Nursing Homes
Skilled nursing facilities with inspection results, staffing levels, and quality measures
Search on Medicare.gov →

Step 2 — Understanding the Star Ratings

CMS Care Compare uses a 1–5 star rating system. Understanding what each component measures helps you make a smarter comparison than just looking at the overall star rating.

⭐ Overall Rating
Composite of all three components below

The overall star rating combines three components. A 5-star overall rating is good — but look at the individual components. A facility can have a high overall rating while scoring low on staffing, which matters significantly for day-to-day care quality.

Don't rely on the overall rating alone — always look at the three components separately.

📋 Health Inspections
State survey results from the last 3 years

Based on on-site inspections by state health departments. Higher stars mean fewer deficiencies cited during inspections. Look for: zero deficiencies in the most recent inspection, no repeat deficiencies across inspections, and no citations for harm or immediate jeopardy.

Ask to see the most recent state inspection report — facilities are required to provide it.

👥 Staffing
Nurse and aide hours per resident per day

Measures how many hours of nursing and aide care residents receive daily. This is one of the strongest predictors of care quality. Also look at staff turnover rate — facilities with high turnover often struggle with consistent, relationship-based care. The national average turnover rate is around 50%; anything significantly higher is a concern.

Ask about the staff-to-resident ratio on nights and weekends specifically — that's when staffing is typically thinnest.

📈 Quality Measures
Patient outcomes and care process measures

For home health agencies, this includes whether patients improved in walking, bathing, and pain management. For nursing homes, it includes measures like fall rates, pressure ulcer rates, and hospital re-admission rates. High quality measure scores indicate the facility is achieving good clinical outcomes, not just providing care.

For home health specifically, ask about their hospital re-admission rate — a high rate suggests patients are not recovering as expected.

What the star ratings don't tell you: Quality ratings reflect measurable outcomes but not the intangible factors that matter most to families — whether staff know residents by name, whether the food is good, whether the community feels homelike, whether your loved one will be happy there. Always visit in person before deciding. The best time to visit is unannounced on a weekday afternoon — you'll see the facility as it actually operates, not as it presents during a scheduled tour.

Step 3 — Questions to Ask Every Provider

🏠 For Home Health Agencies

Are you Medicare-certified?
Will my loved one have a consistent nurse or a rotating team?
How many nursing visits per week are authorized and for how long?
Who do we call after hours and on weekends?
What is your hospital re-admission rate?
Do you also provide personal care aides, or only skilled nursing?
How quickly can you start — is there a gap after hospital discharge?

🏡 For Senior Living Communities

What is included in the base monthly rate and what costs extra?
What is your staff-to-resident ratio on nights and weekends?
What is your staff turnover rate?
How do you handle it if a resident's needs increase — do they stay or move?
Do you accept Medicaid, and what percentage of residents are Medicaid-funded?
Can I see your most recent state inspection report?
What happens if a resident runs out of private funds?

Sample Provider Profiles — How to Read Quality Data

The profiles below are fictional examples showing how to interpret quality data alongside CMS star ratings. In practice, search for real providers on Medicare.gov/care-compare and apply the same evaluation framework.

Lakeside Home Health Care
Medicare-certified · Home Health Agency
★★★★★
5 of 5 stars · CMS Care Compare
📍 Serves your area 📞 (414) 555-0182 ⏰ Available within 48 hours
Wound carePost-surgicalPhysical therapyDementia-trained

Quality scores above national average in all 7 CMS categories. Strong patient improvement scores. Worth asking about their hospital re-admission rate.

Questions to ask when you call:

How many nursing visits per week are included, and who do we call after hours?
Will my loved one have a consistent nurse or a rotating team?
What is your hospital re-admission rate for patients similar to ours?
Comfort Care Home Health
Medicare-certified · Home Health Agency
★★★★☆
4 of 5 stars · CMS Care Compare
📍 Serves your area 📞 (414) 555-0247 ⏰ Available within 24 hours
Cardiac careDiabetes managementOccupational therapy

Top quartile family satisfaction scores nationally. Slightly below Lakeside in wound care metrics but excellent timeliness of care.

🏡 Senior Living Communities

Maplewood Senior Living
Assisted Living · Memory Care · Independent Living
★★★★★
Zero deficiencies · State inspection 2024
📍 3.2 miles away 💰 $4,200–$6,800/month ✓ Medicaid accepted (limited)
Memory careOn-site PT24-hour nursingPet-friendly

Staff turnover 18% — well below the 40% state average. A strong indicator of quality. Waitlist: 4–6 weeks for assisted living.

What to look for on your tour:

Are residents engaged and interacting, or sitting alone in hallways?
Do staff greet residents by name and with warmth?
Ask to see this week's activities calendar — is it varied and engaging?
Request the most recent state inspection report (they must provide it)

Resources Worth Knowing

An honest guide to the best free resources available to families navigating care decisions — what each does well, and where each falls short.

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Start Here — Your Local Aging Services Agency

Free · Unbiased · Available in every county

Every county in America has a government-funded agency providing free, unbiased guidance to older adults and their families. They know local care options, can help navigate Medicaid and Medicare, connect families to community services, and provide personalized guidance that no national website can replicate. They go by different names depending on your state — look them up by your zip code using the Eldercare Locator.

ADRC
Aging and Disability Resource Center — name used in Wisconsin, Utah, and many other states
AAA
Area Agency on Aging — the federal designation for the network of local agencies serving every county
Aging Services / Senior Services
Other names used by county agencies doing the same work — search by zip code to find yours
Find Your Local Agency → eldercare.acl.gov

🏛️ Government & Nonprofit Resources — Most Objective

These resources have no commercial relationships and no financial interest in what you choose. Use them first.

Medicare.gov Care Compare

Official Government Source

The official source for quality ratings, inspection reports, and staffing data on every Medicare-certified home health agency, hospice provider, and nursing home in the country. Not ad-driven. The best starting point for provider comparison.

Best for: Comparing provider quality ratings · Reading inspection reports · Staffing data
Visit Medicare.gov Care Compare →

Eldercare Locator

Administration on Aging

The federal government's free directory connecting families to their local Area Agency on Aging. Enter any zip code to find the agency serving that county — the caseworkers there know local resources no national website can replicate.

Best for: Finding your local ADRC or AAA · Personalized local guidance · Medicaid navigation
Visit Eldercare Locator →

AARP

Nonprofit

Comprehensive guides on caregiving, care costs, Medicare, and how to have difficult conversations with a parent. AARP does not earn referral fees from care providers. A reliable source for general information and caregiver support resources.

Best for: General caregiving guidance · How to talk to a parent about care · Caregiver support
Visit AARP Caregiving →

BenefitsCheckUp

National Council on Aging

A free screening tool from the National Council on Aging that helps older adults and families identify federal, state, and local benefit programs they may qualify for — including Medicare Savings Programs, Medicaid, and prescription assistance.

Best for: Finding benefit programs · Medicare Savings Programs · Prescription assistance
Visit BenefitsCheckUp →

BPC — Caregiver Action Network

Nonprofit · Dementia Focus

A free resource from the Caregiver Action Network specifically designed for families navigating a dementia diagnosis. Covers what to expect as the disease progresses, how to plan ahead legally and financially, how to communicate with medical providers, and how to protect caregiver health alongside the patient's. No commercial relationships — built entirely in the public interest.

Best for: Families after a dementia or Alzheimer's diagnosis · Legal and financial planning · Understanding disease progression · Caregiver self-care
Visit BPC — Caregiver Action Network →

🗺️ State-Specific Resources

Every state has its own aging services network, provider associations, and regulatory resources. The national Eldercare Locator finds your local agency for any zip code — but these state-specific resources provide additional depth for families in Wisconsin and Utah.

Utah Commission on Aging (UCOA)

Utah · State Agency · University of Utah

Utah's official statewide virtual resource center for older adults, housed at the University of Utah. Covers aging resources across 11 regional Area Agencies on Aging serving every Utah county. Includes advance care directives, long-term care information, caregiving resources, dementia support, lifelong learning, and a directory of every AAA in the state organized by county region.

Best for: Utah families · Finding your regional AAA by county · Advance care directives · Dementia resources · Caregiver support
Utah AAA structure: Utah organizes its Area Agencies on Aging by county regions. Salt Lake County families contact Salt Lake Area Aging Services (slco.org/aging). Use the UCOA site to find the right regional agency for any Utah county.
Visit Utah Commission on Aging →

WHCA/WiCAL Care Finder — Wisconsin

Wisconsin · Provider Directory

The Wisconsin Health Care Association and Wisconsin Center for Assisted Living maintains a searchable directory of Wisconsin long-term care facilities by county, city, zip code, and facility type. Useful for finding Wisconsin-specific care options including facility types unique to Wisconsin: Adult Family Homes (AFH), Community-Based Residential Facilities (CBRF), and Residential Care Apartment Complexes (RCAC) — categories not always covered on national directories.

Best for: Wisconsin families · Finding Wisconsin-specific facility types · Searching by county or zip code
Note: WHCA/WiCAL represents care facilities, not families. Use their Care Finder alongside CMS Care Compare quality data for a complete picture.
Visit WHCA/WiCAL Care Finder →

Find Your State's Aging Network

All 50 States

Every state has its own aging services network — but they go by different names. Some use ADRC, some use AAA, some call them Senior Services or Aging and Adult Services. The Eldercare Locator is the most reliable way to find the right local agency for any zip code in the country, regardless of what the state calls it.

🏢 Commercial Directories — Use With Awareness

These sites provide useful information but earn money through referral fees or advertising. Understanding their business model helps you use them more effectively.

A Place for Mom

⚠️ Referral fee model

One of the largest senior living referral services. Free to families, comprehensive listings, and advisors available to help. However — A Place for Mom earns a referral fee (typically one month's rent) when a family places a loved one in a community. This creates a financial incentive to recommend facility placement over home-based options, and to favor facilities that pay referral fees over those that don't.

Useful for: Getting a broad list of local facilities · Cost benchmarks · Initial research
Be aware: Advisors are compensated based on placements. Ask what their financial relationship is with the communities they recommend.

U.S. News Best Senior Living

Survey-based ratings

Rates assisted living, memory care, and independent living communities using resident and family survey data. More independent than most referral directories. A useful second opinion alongside CMS Care Compare data.

Useful for: Resident and family satisfaction ratings · Comparing communities · A second data source

SeniorAdvice.com · Assisted Living Center

⚠️ Lead generation model

Similar free-referral model to A Place for Mom, with directory listings and reviews. Rankings on these sites are often paid placements — facilities pay for prominent positioning. Useful for getting a broad list of options, but treat rankings with skepticism.

Useful for: Getting a broad list of local options
Be aware: Rankings are often paid placements, not independent quality assessments.

💡 How to use these resources together

1

Use Kittredge Care Navigator to understand care levels, Medicare coverage, and what questions to ask — before you call anyone.

2

Call your local ADRC or AAA for personalized guidance specific to your community, Medicaid navigation, and local resource connections.

3

Use Medicare.gov Care Compare to look up quality ratings for specific providers your ADRC recommends or that you find locally.

4

Use commercial directories like A Place for Mom to get a broad list of local options — but understand their referral fee model and verify recommendations against CMS data.

Family Care Hub

Your loved one's tasks, medications, care team, and appointments — saved in your browser and ready when you need them.

Ask Our Care Companion

Ask anything about care options, Medicare coverage, what to expect, or how to have hard conversations with your family.

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Care Navigator
Independent guidance · Powered by AI
No referral bias
🧭
Hi — I'm here to help you navigate care decisions. Ask me anything about care levels, what Medicare covers, how to evaluate providers, or how to talk to your family. There's no wrong question, and I have no financial interest in your answer.

If you need personalized local guidance, I can also point you to your local Aging and Disability Resource Center (ADRC) — free professionals who know your specific community's options.
Common questions
General guidance only — not medical or legal advice. Always consult your loved one's doctor for decisions specific to their situation.